**LOWER PAYMENT POSSIBLE WITH 5.625% - ASK ABOUT VA ASSUMPTION!** Mountain views, sunset skies, and one of the largest fully fenced yards in Port Orchard's Magnolia Ridge... all directly across from the neighborhood park and sport court. With 3,345 sq ft, 6 bedrooms, and 4 bathrooms, the layout is built for flexibility, working at home or multi-generational living. The main floor includes a bedroom and adjacent bath with shower. The sunny daylight lower level opens directly to the backyard and features a large gathering space, an additional bedroom, and a bath with shower and dual vanities, plus its own dedicated dual mini-split system for independent climate control. Upstairs, the roomy primary suite includes a generous closet and private bath with shower and lux soaking tub. The open-concept great room/kitchen and dining area open to an elevated deck with sweeping Olympic Mountain views for the kind of sunset backdrop that you pause and soak in... day after day. At the center is a sparkling white kitchen with quartz island and pantry. A heat pump with AC keeps main living areas comfortable year-round, and there's an energy-efficient hybrid water heater. Outside, the fully fenced yard is one of the largest in the neighborhood, with room to spread out and enjoy. Nearby shopping, easy Highway 16 access, and convenient routes to local ferries and military bases round out the picture of this nearly new home.