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Ardivusx Brivity

Sooper Dooper Guy | Robert Davis's Site

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4431 Saltspring Dr , Ferndale, WA 98248
$849,000
Est. Payment: $4,752.32/mo
3 Bed
2.25 Bath
1930 Sqft
0.39 Acres
Status: active | Days on site: 183
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Ardivusx Brivity
Sooper Dooper Guy

House Description

Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

Highlights

Listed by Anna Lorenz , 360-443-5966 eXp Realty , 888-877-9315. Northwest Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

42 Monthly

Year Built

1990

County

Whatcom

Area

870 - Ferndale/Custer

Neighborhood

Sandy Point

School District

Ferndale

Listing ID

2561748

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.25
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Floor:Laminate,Carpet
Other:
  • ▪ Additional:Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Pantry, Skylight(s), Vaulted Ceiling(s), Water Heater, Master on Main
Water:Sandy Point Improvement

Exterior Features

Lot:High Voltage Line,Paved,Built On Lot,Cable TV,Deck,Dock,Fenced-Partially,Propane,Lake
Garage Capacity:6
Roof:Composition
Others:
  • ▪ Additional:Wood
Sewer:Lummi Tribal
Parking Features:Driveway,Attached Garage,Covered
Principal Interest
$4,752
Taxes
$448
HOA
$42

Home Price

$849,000

Loan Details

30 yrs
7.507%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,752.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,752.32 $447.67 $42.00 $5,241.99
Yearly $57,027.85 $5,372.00 $504.00 $62,903.85
Total $1,710,835.54 $161,160.00 $15,120.00 $1,887,115.54
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Market insight data is pulled from the same city as the listing being viewed (Ferndale, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

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Data last updated: 2026-10-09T05:44:13.000Z

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