OVER 3,500 TOTAL SQ FT WITH MAJOR VALUE-ADD POTENTIAL AND A RARE 2.58% ASSUMABLE FHA LOAN. This spacious twin home offers approximately 1,800+ finished sq ft on the main level with 2 bedrooms and 2 bathrooms, plus a large walkout basement ready to be finished. Plumbing and electrical are already roughed in, giving the next owner a head start toward adding bedrooms, bathrooms, living space, an office, gym, or entertainment area. Finish the lower level to your needs and unlock the potential of the home's full footprint. The existing FHA loan carries a 2.58% interest rate and may be assumable by a qualified buyer, subject to lender approval-an opportunity that is increasingly difficult to find. Seller is also open to reviewing SELLER FINANCING OR OTHER CREATIVE PURCHASE structures for the right buyer and terms. Additional features include OWNED SOLAR, EV CHARGING, OVERSIZED GARAGE WITH AN EXTRA DEEP BAY, deck and lower patio, mountain and valley views, and a SEPARATE BASEMENT ENTRANCE WITH ADU POTENTIAL. Perfect for a buyer looking for low-rate financing, room to grow, multigenerational possibilities, or a value-add opportunity without starting from scratch. Don't let the current 2-bedroom count tell the whole story-this home offers substantial unfinished space and flexibility for the next owner. Buyer to verify square footage, future basement configuration, permits, financing and all information deemed material.