2.6% ASSUMABLE MORTGAGE + LEGAL ADU! This exceptional Layton rambler offers something increasingly hard to find - a home that can adapt as life changes. Qualified buyers may have the opportunity to assume the seller's existing 2.6% mortgage, with additional financing options available for qualified buyers. Contact the listing agent for details. Traditional financing buyers can ask about a 1-0 temporary rate buydown through First Colony Mortgage. This offer is valid on FHA, VA, or Conventional Mortgage. Offer expires 10/31/2026. Discuss details with listing agent and/or Blake Bench at First Colony Mortgage (NMLS# 203340). Rates are subject to change without notice. All loans are subject to credit approval. Not all buyers will qualify. With over 4,000 sq. ft., 6 bedrooms, 4.5 bathrooms, TWO laundry areas and THREE living spaces, there's room to live together without giving up personal space. Enjoy single-level living on the main floor, while the legal ADU offers its own private entrance, dedicated parking, kitchen, bedroom, full bathroom and laundry - ideal for multigenerational or independent living, extended family, or potential rental income. The gourmet kitchen features custom cabinetry, granite countertops and outlets inside the cabinets to keep appliances handy and counters uncluttered. Multiple living areas, a gas fireplace, bonus/theater room and covered deck provide plenty of places to gather - or enjoy your own space. And don't overlook the garage! Extra wide, high and deep with an EV chargers, 220V power, future gas heat capability and plumbing for a future sink or dog-washing station. Add RV/toy parking, a fully fenced .30-acre lot, mountain views and no future back neighbors, and this home offers possibilities well beyond the ordinary. Square footage figures are provided as a courtesy estimate only. The buyer is advised to obtain an independent measurement. One home. Multiple ways to live. a 2.6% assumable mortgage. Come see the possibilities.